HDB BTO Explained: What Singaporeans Need to Know The HDB BTO scheme is a popular housing option for many Singaporeans looking to buy a new flat at a reasonable price. Managed by HDB, the BTO flats are launched periodically, and buyers apply before construction begins. The application process requires interested https://alfredl986rvw7.sharebyblog.com/38482476/hdb-bto-27-54