You are looking on the quarterly reports. Profits projections are strong. Your profits group is firing on all cylinders. The industry is ripe for disruption. Then, the CIO walks in.   You ask, "How promptly can we start a whole new, individualized consumer loyalty application? Our competition are gaining ground." https://dantepcozk.blogunok.com/39807099/your-greatest-competitive-edge-is-hiding-in-the-server-place